FIAX vs VXUS
Nicholas Fixed Income Alternative ETF vs Vanguard Total International Stock ETF
Which is better, FIAX or VXUS?
Multi Alternative against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIAX | VXUS |
|---|---|---|
| Expense Ratio | 0.97% | 0.05%Best |
| AUM | $125M | $158.1B |
| Dividend Yield | 8.27% | 2.51% |
| Holdings | 11 | 8,747 |
| YTD Return | +0.16% | +14.49%Best |
| 1Y Return | +2.10% | +21.52%Best |
| 3Y Return (annualized) | +2.88% | +20.55%Best |
| 5Y Return (annualized) | - | +9.57% |
| Volatility (annualized) | 3.5%Best | 12.7% |
| Max Drawdown | -6.3%Best | -13.6% |
| $10,000 over 3.8 years | $11,070 | $18,290Best |
| Fund Family | XFunds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Nov 29, 2022 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Nov 30, 2022 to Sep 21, 2026 (3.8 years).
FIAX vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
FIAX vs VXUS Performance
Nicholas Fixed Income Alternative ETF (FIAX) is an ETF from XFunds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year FIAX returned +2.10% while VXUS returned +21.52%. Year to date, FIAX is up 0.16% versus a gain of 14.49% for VXUS.
Over three years, FIAX compounded at +2.88% per year against +20.55% for VXUS. Across the full 4-year window we track, VXUS has the edge at +17.22% annualized vs +2.71%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 3.5% for FIAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for FIAX and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FIAX charges 0.97% per year while VXUS charges 0.05%. On a $10,000 position that is $97 vs $5 annually, a gap of $92 per year that compounds over a long holding period. On income, FIAX currently yields 8.27% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 4 holdings in FIAX and 8,082 in VXUS, totalling 50.4% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 4 positions we hold weights for in FIAX and 8,082 in VXUS, against full books of 11 and 8,747.
You are not choosing between two funds in isolation.
Whichever of FIAX and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIAX or VXUS?
FIAX has an expense ratio of 0.97% while VXUS charges 0.05%. VXUS is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, FIAX or VXUS?
Over the past year FIAX returned +2.10% vs +21.52% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), FIAX annualized +2.71% vs +17.22% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FIAX or VXUS?
VXUS has been the more volatile fund at 12.7% annualized versus 3.5% for FIAX. Worst drawdown: FIAX -6.3% vs VXUS -13.6%.
Should I hold both FIAX and VXUS?
FIAX and VXUS have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FIAX or VXUS?
FIAX yields 8.27% while VXUS yields 2.51%, so FIAX currently pays the higher dividend yield.
Is VXUS better than FIAX?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.