FINT vs QQQ

FINT vs QQQ

Which is better, FINT or QQQ?

Large Cap Blend against Large Cap Growth.

QQQ has a lower expense ratio. FINT led over 1Y and the full window.

Lower Fees: QQQHigher Returns: FINT

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFINTQQQ
Expense Ratio0.87%0.18%Best
AUM$81M$483.5B
Dividend Yield1.82%0.44%
Holdings9107
YTD Return+14.38%+15.21%Best
1Y Return+21.11%Best+19.78%
3Y Return (annualized)-+24.58%
5Y Return (annualized)-+13.93%
Volatility (annualized)10.7%Best19.7%
Max Drawdown-13.6%Best-22.8%
$10,000 over 1.7 years$14,815Best$13,614
Top 10 Weight-46.5%
Fund FamilyFrontier Asset ManagementInvesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionDec 19, 2024Mar 10, 1999

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 20, 2024 to Sep 16, 2026 (1.7 years).

FINT vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.

FINT vs QQQ Performance

Frontier Asset Total International Equity ETF (FINT) is an ETF from Frontier Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year FINT returned +21.11% while QQQ returned +19.78%. Year to date, FINT is up 14.38% versus a gain of 15.21% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 10.7% for FINT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for FINT and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FINT charges 0.87% per year while QQQ charges 0.18%. On a $10,000 position that is $87 vs $18 annually, a gap of $69 per year that compounds over a long holding period. On income, FINT currently yields 1.82% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 8 holdings in FINT and 102 in QQQ, totalling 99.8% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 8 positions we hold weights for in FINT and 102 in QQQ, against full books of 9 and 107.

What only one of them owns

Our book lists 96 positions for QQQ that do not appear in our book for FINT (97.5% of the fund), and 7 for FINT that do not appear in QQQ (90.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of FINT and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FINTQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FINT or QQQ?

FINT has an expense ratio of 0.87% while QQQ charges 0.18%. QQQ is the cheaper option, by $69 a year on a $10,000 investment.

Which performed better, FINT or QQQ?

Over the past year FINT returned +21.11% vs +19.78% for QQQ, so FINT leads on 1-year performance. Over the longest common window we track (2 years), FINT annualized +26.01% vs +19.90% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FINT or QQQ?

QQQ has been the more volatile fund at 19.7% annualized versus 10.7% for FINT. Worst drawdown: FINT -13.6% vs QQQ -22.8%.

Should I hold both FINT and QQQ?

FINT and QQQ have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FINT or QQQ?

FINT yields 1.82% while QQQ yields 0.44%, so FINT currently pays the higher dividend yield.

Is QQQ better than FINT?

QQQ has a lower expense ratio. FINT led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.