FIVA vs VTI
Fidelity International Value Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIVA or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FIVA led over 1Y, 3Y and 5Y, VTI over the full window. FIVA is less concentrated, with 15.4% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIVA | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $587M | $666.9B |
| Dividend Yield | 2.54% | 1.03% |
| Holdings | 113 | 3,543 |
| YTD Return | +16.00%Best | +11.53% |
| 1Y Return | +29.52%Best | +15.74% |
| 3Y Return (annualized) | +22.58%Best | +20.67% |
| 5Y Return (annualized) | +13.71%Best | +11.59% |
| Volatility (annualized) | 17.0% | 16.9%Best |
| Max Drawdown | -44.3% | -35.0%Best |
| $10,000 over 5 years | $19,010Best | $17,303 |
| Top 10 Weight | 15.4%Best | 33.3% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jan 16, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jan 18, 2018 to Sep 15, 2026 (8.7 years).
FIVA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.
FIVA vs VTI Performance
Fidelity International Value Factor ETF (FIVA) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FIVA returned +29.52% while VTI returned +15.74%. Year to date, FIVA is up 16.00% versus a gain of 11.53% for VTI.
Over three years, FIVA compounded at +22.58% per year against +20.67% for VTI; over five years the annualized figures are +13.71% and +11.59% respectively. Across the full 9-year window we track, VTI has the edge at +12.68% annualized vs +7.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FIVA has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 16.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.3% for FIVA and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FIVA charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FIVA currently yields 2.54% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 108 holdings in FIVA and 3,463 in VTI, totalling 97.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 108 positions we hold weights for in FIVA and 3,463 in VTI, against full books of 113 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for FIVA (97.5% of the fund), and 4 for FIVA that do not appear in VTI (2.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FIVA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIVA or VTI?
FIVA has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, FIVA or VTI?
Over the past year FIVA returned +29.52% vs +15.74% for VTI, so FIVA leads on 1-year performance. Over the longest common window we track (9 years), FIVA annualized +7.67% vs +12.68% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FIVA or VTI?
FIVA has been the more volatile fund at 17.0% annualized versus 16.9% for VTI. Worst drawdown: FIVA -44.3% vs VTI -35.0%.
Should I hold both FIVA and VTI?
FIVA and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FIVA or VTI?
FIVA yields 2.54% while VTI yields 1.03%, so FIVA currently pays the higher dividend yield.
Is VTI better than FIVA?
VTI has a lower expense ratio. FIVA led over 1Y, 3Y and 5Y, VTI over the full window. FIVA is less concentrated, with 15.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.