FIVA vs VTI
Fidelity International Value Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FIVA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FIVA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $587M | $666.9B | |
| Dividend Yield | 2.59% | 1.07% | |
| Holdings | 125 | 3,543 | |
| YTD Return | +17.06% | +12.65% | |
| 1Y Return | +32.56% | +21.39% | |
| 3Y Return (annualized) | +24.03% | +21.54% | |
| 5Y Return (annualized) | +14.55% | +12.11% | |
| Volatility (annualized) | 17.1% | 15.3% | |
| Max Drawdown | -44.3% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 16, 2018 | May 24, 2001 |
FIVA vs VTI Performance
Fidelity International Value Factor ETF (FIVA) is a ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FIVA returned +32.56% while VTI returned +21.39%. Year to date, FIVA is up 17.06% versus a gain of 12.65% for VTI.
Over three years, FIVA compounded at +24.03% per year against +21.54% for VTI; over five years the annualized figures are +14.55% and +12.11% respectively. Across the full 9-year window we track, VTI has the edge at +8.07% annualized vs +7.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FIVA has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.3% for FIVA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FIVA charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FIVA currently yields 2.59% against 1.07% for VTI.
Holdings Overlap
FIVA and VTI share 1 holdings out of 2893 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FIVA | Weight in VTI | Difference |
|---|---|---|---|
| SUNB | 1.06% | 0.04% | 1.02% |
Frequently Asked Questions
Which is cheaper, FIVA or VTI?
FIVA has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, FIVA or VTI?
Over the past year FIVA returned +32.56% vs +21.39% for VTI, so FIVA leads on 1-year performance. Over the longest common window we track (9 years), FIVA annualized +7.85% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, FIVA or VTI?
FIVA has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: FIVA -44.3% vs VTI -56.6%.
Should I hold both FIVA and VTI?
FIVA and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FIVA and VTI?
FIVA and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2893 unique securities.
Which pays a higher dividend, FIVA or VTI?
FIVA yields 2.59% while VTI yields 1.07%, so FIVA currently pays the higher dividend yield.
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