FIXT vs VTI
TCW Core Plus Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIXT or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIXT | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $213M | $666.9B |
| Dividend Yield | 5.65% | 1.03% |
| Holdings | 595 | 3,543 |
| YTD Return | -0.85% | +12.28%Best |
| 1Y Return | -0.20% | +16.78%Best |
| 3Y Return (annualized) | +11.89% | +20.89%Best |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 17.5% | 14.9%Best |
| Max Drawdown | -20.4% | -19.3%Best |
| $10,000 over 4.3 years | $16,167 | $19,463Best |
| Fund Family | TCW ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jun 28, 2002 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: Jun 1, 2022 to Sep 17, 2026 (4.3 years).
FIXT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
FIXT vs VTI Performance
TCW Core Plus Bond ETF (FIXT) is an ETF from TCW ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FIXT returned -0.20% while VTI returned +16.78%. Year to date, FIXT is down 0.85% versus a gain of 12.28% for VTI.
Over three years, FIXT compounded at +11.89% per year against +20.89% for VTI. Across the full 4-year window we track, VTI has the edge at +16.75% annualized vs +11.82%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FIXT has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.4% for FIXT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FIXT charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, FIXT currently yields 5.65% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 229 holdings in FIXT and 3,463 in VTI, totalling 51.2% and 98.1% of the two funds. That is not enough of FIXT to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 229 positions we hold weights for in FIXT and 3,463 in VTI, against full books of 595 and 3,543.
Top Shared Holdings
| Stock | Weight in FIXT | Weight in VTI | Difference |
|---|---|---|---|
| CNPCenterPoint Energy Inc 5.95 04/01/2056 | 0.14% | 0.04% | 0.10% |
You are not choosing between two funds in isolation.
Whichever of FIXT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIXT or VTI?
FIXT has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, FIXT or VTI?
Over the past year FIXT returned -0.20% vs +16.78% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), FIXT annualized +11.82% vs +16.75% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FIXT or VTI?
FIXT has been the more volatile fund at 17.5% annualized versus 14.9% for VTI. Worst drawdown: FIXT -20.4% vs VTI -19.3%.
Should I hold both FIXT and VTI?
FIXT and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FIXT or VTI?
FIXT yields 5.65% while VTI yields 1.03%, so FIXT currently pays the higher dividend yield.
Is VTI better than FIXT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.