FJUL vs IVV
FT Vest US Equity Buffer ETF - July vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | FJUL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $1.2B | $865.2B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 5 | 508 | |
| YTD Return | +9.99% | +14.50% | |
| 1Y Return | +14.82% | +22.02% | |
| 3Y Return (annualized) | +15.94% | +21.80% | |
| 5Y Return (annualized) | +11.77% | +13.37% | |
| Volatility (annualized) | 9.9% | 15.1% | |
| Max Drawdown | -13.1% | -56.5% | |
| Fund Family | First Trust Portfolios (US) | iShares by BlackRock (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 16, 2020 | May 15, 2000 |
FJUL vs IVV Performance
FT Vest US Equity Buffer ETF - July (FJUL) is a ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FJUL returned +14.82% while IVV returned +22.02%. Year to date, FJUL is up 9.99% versus a gain of 14.50% for IVV.
Over three years, FJUL compounded at +15.94% per year against +21.80% for IVV; over five years the annualized figures are +11.77% and +13.37% respectively. Across the full 6-year window we track, FJUL has the edge at +12.27% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.9% for FJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for FJUL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FJUL charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, FJUL currently yields 0.00% against 1.09% for IVV.
Holdings Overlap
FJUL and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FJUL or IVV?
FJUL has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, FJUL or IVV?
Over the past year FJUL returned +14.82% vs +22.02% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), FJUL annualized +12.27% vs +7.07% for IVV. Past performance does not guarantee future results.
Which is riskier, FJUL or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 9.9% for FJUL. Worst drawdown: FJUL -13.1% vs IVV -56.5%.
Should I hold both FJUL and IVV?
FJUL and IVV have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FJUL and IVV?
FJUL and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, FJUL or IVV?
FJUL yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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