FLAX vs QQQ

FLAX vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. FLAX delivered stronger 1-year returns. FLAX offers more diversification with 1,620 holdings.

Lower Fees: QQQHigher Returns: FLAXMore Diversified: FLAX

Side-by-Side Comparison

MetricFLAXQQQWinner
Expense Ratio0.19%0.18%
AUM$58M$496.3B
Dividend Yield2.08%0.44%
Holdings1,620108
YTD Return+20.11%+16.23%
1Y Return+37.50%+26.23%
3Y Return (annualized)+24.06%+25.75%
5Y Return (annualized)+9.57%+14.78%
Volatility (annualized)18.1%30.6%
Max Drawdown-42.5%-83.0%
Fund FamilyFranklin Templeton Investments (US)Invesco (US)
CategoryEquityEquity
InceptionFeb 6, 2018Mar 10, 1999

FLAX vs QQQ Performance

Franklin FTSE Asia ex Japan ETF (FLAX) is a ETF from Franklin Templeton Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FLAX returned +37.50% while QQQ returned +26.23%. Year to date, FLAX is up 20.11% versus a gain of 16.23% for QQQ.

Over three years, FLAX compounded at +24.06% per year against +25.75% for QQQ; over five years the annualized figures are +9.57% and +14.78% respectively. Across the full 9-year window we track, QQQ has the edge at +13.02% annualized vs +7.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 18.1% for FLAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.5% for FLAX and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLAX charges 0.19% per year while QQQ charges 0.18%. On a $10,000 position that is $19 vs $18 annually, a gap of $1 per year that compounds over a long holding period. On income, FLAX currently yields 2.08% against 0.44% for QQQ.

Holdings Overlap

0.3%overlap

FLAX and QQQ share 1 holdings out of 1245 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLAXWeight in QQQDifference
PDD:IE0.49%0.27%0.22%

Frequently Asked Questions

Which is cheaper, FLAX or QQQ?

FLAX has an expense ratio of 0.19% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, FLAX or QQQ?

Over the past year FLAX returned +37.50% vs +26.23% for QQQ, so FLAX leads on 1-year performance. Over the longest common window we track (9 years), FLAX annualized +7.20% vs +13.02% for QQQ. Past performance does not guarantee future results.

Which is riskier, FLAX or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 18.1% for FLAX. Worst drawdown: FLAX -42.5% vs QQQ -83.0%.

Should I hold both FLAX and QQQ?

FLAX and QQQ have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLAX and QQQ?

FLAX and QQQ share 1 common holdings with a 0.3% weight overlap. Combined, they hold 1245 unique securities.

Which pays a higher dividend, FLAX or QQQ?

FLAX yields 2.08% while QQQ yields 0.44%, so FLAX currently pays the higher dividend yield.

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