FLHK vs SCHD
Franklin FTSE Hong Kong ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FLHK | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.06% | |
| AUM | $13M | $103.7B | |
| Dividend Yield | 4.33% | 3.31% | |
| Holdings | 72 | 104 | |
| YTD Return | +11.92% | +25.62% | |
| 1Y Return | +20.38% | +32.62% | |
| 3Y Return (annualized) | -1.32% | +15.58% | |
| 5Y Return (annualized) | +0.37% | +9.63% | |
| Volatility (annualized) | 26.1% | 13.6% | |
| Max Drawdown | -47.0% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 2, 2017 | Oct 20, 2011 |
FLHK vs SCHD Performance
Franklin FTSE Hong Kong ETF (FLHK) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLHK returned +20.38% while SCHD returned +32.62%. Year to date, FLHK is up 11.92% versus a gain of 25.62% for SCHD.
Over three years, FLHK compounded at -1.32% per year against +15.58% for SCHD; over five years the annualized figures are +0.37% and +9.63% respectively. Across the full 8-year window we track, SCHD has the edge at +11.47% annualized vs -0.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLHK has been the more volatile fund, with annualized monthly volatility of 26.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.0% for FLHK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FLHK charges 0.09% per year while SCHD charges 0.06%. On a $10,000 position that is $9 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, FLHK currently yields 4.33% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, FLHK or SCHD?
FLHK has an expense ratio of 0.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, FLHK or SCHD?
Over the past year FLHK returned +20.38% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), FLHK annualized -0.40% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLHK or SCHD?
FLHK has been the more volatile fund at 26.1% annualized versus 13.6% for SCHD. Worst drawdown: FLHK -47.0% vs SCHD -33.4%.
Should I hold both FLHK and SCHD?
FLHK and SCHD have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, FLHK or SCHD?
FLHK yields 4.33% while SCHD yields 3.31%, so FLHK currently pays the higher dividend yield.
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