FLHY vs VTI
Franklin High Yield Corporate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FLHY or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLHY | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $1.3B | $666.9B |
| Dividend Yield | 6.47% | 1.03% |
| Holdings | 292 | 3,543 |
| YTD Return | -2.48% | +11.06%Best |
| 1Y Return | -1.38% | +15.41%Best |
| 3Y Return (annualized) | +6.69% | +20.48%Best |
| 5Y Return (annualized) | +3.13% | +11.52%Best |
| Volatility (annualized) | 8.2%Best | 17.1% |
| Max Drawdown | -22.6%Best | -35.0% |
| $10,000 over 5 years | $11,666 | $17,249Best |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | May 30, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 1, 2018 to Sep 16, 2026 (8.3 years).
FLHY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.3 years both funds cover.
FLHY vs VTI Performance
Franklin High Yield Corporate ETF (FLHY) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FLHY returned -1.38% while VTI returned +15.41%. Year to date, FLHY is down 2.48% versus a gain of 11.06% for VTI.
Over three years, FLHY compounded at +6.69% per year against +20.48% for VTI; over five years the annualized figures are +3.13% and +11.52% respectively. Across the full 8-year window we track, VTI has the edge at +13.38% annualized vs +5.00%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 8.2% for FLHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for FLHY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLHY charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, FLHY currently yields 6.47% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 187 holdings in FLHY and 3,463 in VTI, totalling 63.1% and 98.1% of the two funds. That is not enough of FLHY to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 187 positions we hold weights for in FLHY and 3,463 in VTI, against full books of 292 and 3,543.
Top Shared Holdings
| Stock | Weight in FLHY | Weight in VTI | Difference |
|---|---|---|---|
| THCTenet Healthcare Corporation 6.13 06/15/2030 | 0.18% | 0.03% | 0.15% |
You are not choosing between two funds in isolation.
Whichever of FLHY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLHY or VTI?
FLHY has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, FLHY or VTI?
Over the past year FLHY returned -1.38% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), FLHY annualized +5.00% vs +13.38% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLHY or VTI?
VTI has been the more volatile fund at 17.1% annualized versus 8.2% for FLHY. Worst drawdown: FLHY -22.6% vs VTI -35.0%.
Should I hold both FLHY and VTI?
FLHY and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FLHY or VTI?
FLHY yields 6.47% while VTI yields 1.03%, so FLHY currently pays the higher dividend yield.
Is VTI better than FLHY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.