FLHY vs QQQ

FLHY vs QQQ

Which is better, FLHY or QQQ?

High Yield Bond against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLHYQQQ
Expense Ratio0.40%0.18%Best
AUM$1.3B$483.5B
Dividend Yield6.47%0.44%
Holdings292107
YTD Return-2.36%+17.95%Best
1Y Return-1.29%+21.77%Best
3Y Return (annualized)+6.77%+25.63%Best
5Y Return (annualized)+3.25%+15.24%Best
Volatility (annualized)8.2%Best20.4%
Max Drawdown-22.6%Best-35.1%
$10,000 over 5 years$11,734$20,324Best
Fund FamilyFranklin Templeton Investments (US)Invesco (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Growth
InceptionMay 30, 2018Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 1, 2018 to Sep 18, 2026 (8.3 years).

FLHY vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.3 years both funds cover.

FLHY vs QQQ Performance

Franklin High Yield Corporate ETF (FLHY) is an ETF from Franklin Templeton Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year FLHY returned -1.29% while QQQ returned +21.77%. Year to date, FLHY is down 2.36% versus a gain of 17.95% for QQQ.

Over three years, FLHY compounded at +6.77% per year against +25.63% for QQQ; over five years the annualized figures are +3.25% and +15.24% respectively. Across the full 8-year window we track, QQQ has the edge at +19.26% annualized vs +5.01%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 8.2% for FLHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.6% for FLHY and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FLHY charges 0.40% per year while QQQ charges 0.18%. On a $10,000 position that is $40 vs $18 annually, a gap of $22 per year that compounds over a long holding period. On income, FLHY currently yields 6.47% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 187 holdings in FLHY and 102 in QQQ, totalling 63.1% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 187 positions we hold weights for in FLHY and 102 in QQQ, against full books of 292 and 107.

You are not choosing between two funds in isolation.

Whichever of FLHY and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FLHYQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLHY or QQQ?

FLHY has an expense ratio of 0.40% while QQQ charges 0.18%. QQQ is the cheaper option, by $22 a year on a $10,000 investment.

Which performed better, FLHY or QQQ?

Over the past year FLHY returned -1.29% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), FLHY annualized +5.01% vs +19.26% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FLHY or QQQ?

QQQ has been the more volatile fund at 20.4% annualized versus 8.2% for FLHY. Worst drawdown: FLHY -22.6% vs QQQ -35.1%.

Should I hold both FLHY and QQQ?

FLHY and QQQ have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FLHY or QQQ?

FLHY yields 6.47% while QQQ yields 0.44%, so FLHY currently pays the higher dividend yield.

Is QQQ better than FLHY?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.