FMF vs SPY

FMF vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricFMFSPYWinner
Expense Ratio0.98%0.09%
AUM$261M$821.1B
Dividend Yield5.05%1.01%
Holdings11505
YTD Return+7.01%+13.17%
1Y Return+11.94%+21.53%
3Y Return (annualized)+5.38%+22.06%
5Y Return (annualized)+4.90%+13.35%
Volatility (annualized)7.3%15.3%
Max Drawdown-24.8%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionAug 1, 2013Jan 22, 1993

FMF vs SPY Performance

First Trust Managed Futures Strategy Fund (FMF) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FMF returned +11.94% while SPY returned +21.53%. Year to date, FMF is up 7.01% versus a gain of 13.17% for SPY.

Over three years, FMF compounded at +5.38% per year against +22.06% for SPY; over five years the annualized figures are +4.90% and +13.35% respectively. Across the full 13-year window we track, SPY has the edge at +8.82% annualized vs +1.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.3% for FMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.8% for FMF and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FMF charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period. On income, FMF currently yields 5.05% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FMF and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FMF or SPY?

FMF has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, FMF or SPY?

Over the past year FMF returned +11.94% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (13 years), FMF annualized +1.41% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, FMF or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.3% for FMF. Worst drawdown: FMF -24.8% vs SPY -56.5%.

Should I hold both FMF and SPY?

FMF and SPY have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FMF and SPY?

FMF and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, FMF or SPY?

FMF yields 5.05% while SPY yields 1.01%, so FMF currently pays the higher dividend yield.

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