FMF vs VTI

FMF vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFMFVTIWinner
Expense Ratio0.98%0.03%
AUM$261M$666.9B
Dividend Yield5.05%1.07%
Holdings113,543
YTD Return+7.84%+14.82%
1Y Return+13.37%+22.43%
3Y Return (annualized)+5.89%+21.93%
5Y Return (annualized)+4.73%+12.34%
Volatility (annualized)7.3%15.4%
Max Drawdown-24.8%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionAug 1, 2013May 24, 2001

FMF vs VTI Performance

First Trust Managed Futures Strategy Fund (FMF) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FMF returned +13.37% while VTI returned +22.43%. Year to date, FMF is up 7.84% versus a gain of 14.82% for VTI.

Over three years, FMF compounded at +5.89% per year against +21.93% for VTI; over five years the annualized figures are +4.73% and +12.34% respectively. Across the full 13-year window we track, VTI has the edge at +8.16% annualized vs +1.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.3% for FMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.8% for FMF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FMF charges 0.98% per year while VTI charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, FMF currently yields 5.05% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

FMF and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FMF or VTI?

FMF has an expense ratio of 0.98% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, FMF or VTI?

Over the past year FMF returned +13.37% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), FMF annualized +1.48% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, FMF or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 7.3% for FMF. Worst drawdown: FMF -24.8% vs VTI -56.6%.

Should I hold both FMF and VTI?

FMF and VTI have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FMF and VTI?

FMF and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, FMF or VTI?

FMF yields 5.05% while VTI yields 1.07%, so FMF currently pays the higher dividend yield.

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