FNOV vs SPY

FNOV vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricFNOVSPYWinner
Expense Ratio0.85%0.09%
AUM$1.2B$821.1B
Dividend Yield0.00%1.01%
Holdings5505
YTD Return+8.70%+12.68%
1Y Return+16.59%+21.82%
3Y Return (annualized)+14.49%+21.98%
5Y Return (annualized)+9.41%+12.89%
Volatility (annualized)11.3%15.3%
Max Drawdown-24.4%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionNov 18, 2019Jan 22, 1993

FNOV vs SPY Performance

FT Vest US Equity Buffer ETF - November (FNOV) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FNOV returned +16.59% while SPY returned +21.82%. Year to date, FNOV is up 8.70% versus a gain of 12.68% for SPY.

Over three years, FNOV compounded at +14.49% per year against +21.98% for SPY; over five years the annualized figures are +9.41% and +12.89% respectively. Across the full 7-year window we track, FNOV has the edge at +10.37% annualized vs +8.81%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.3% for FNOV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.4% for FNOV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FNOV charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, FNOV currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FNOV and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FNOV or SPY?

FNOV has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, FNOV or SPY?

Over the past year FNOV returned +16.59% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (7 years), FNOV annualized +10.37% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, FNOV or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 11.3% for FNOV. Worst drawdown: FNOV -24.4% vs SPY -56.5%.

Should I hold both FNOV and SPY?

FNOV and SPY have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FNOV and SPY?

FNOV and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, FNOV or SPY?

FNOV yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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