FPAS vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricFPASSPYWinner
Expense Ratio0.10%0.09%
AUM$11M$789.1B
Dividend Yield4.77%1.01%
Holdings5505
YTD Return-1.99%+13.79%
1Y Return-0.26%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)3.0%15.3%
Max Drawdown-3.7%-56.5%
Fund FamilyFPA Investors FirstState Street Investment Management
CategoryFixed IncomeEquity
InceptionOct 31, 2024Jan 22, 1993

FPAS vs SPY Performance

FPA Short Duration Government ETF (FPAS) is a ETF from FPA Investors First and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FPAS returned -0.26% while SPY returned +23.66%. Year to date, FPAS is down 1.99% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.0% for FPAS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.7% for FPAS and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FPAS charges 0.10% per year while SPY charges 0.09%. On a $10,000 position that is $10 vs $9 annually, a gap of $1 per year that compounds over a long holding period. On income, FPAS currently yields 4.77% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, FPAS or SPY?

FPAS has an expense ratio of 0.10% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, FPAS or SPY?

Over the past year FPAS returned -0.26% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), FPAS annualized +2.63% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, FPAS or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 3.0% for FPAS. Worst drawdown: FPAS -3.7% vs SPY -56.5%.

Should I hold both FPAS and SPY?

FPAS and SPY have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, FPAS or SPY?

FPAS yields 4.77% while SPY yields 1.01%, so FPAS currently pays the higher dividend yield.

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