FPX vs SCHD

FPX vs SCHD

Which is better, FPX or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. FPX led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.0%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFPXSCHD
Expense Ratio0.57%0.06%Best
AUM$1.5B$112.2B
Dividend Yield0.48%3.13%
Holdings204103
YTD Return+11.23%+27.56%Best
1Y Return+22.46%+30.29%Best
3Y Return (annualized)+27.89%Best+16.37%
5Y Return (annualized)+7.47%+10.23%Best
Volatility (annualized)19.8%13.6%Best
Max Drawdown-43.1%-33.4%Best
$10,000 over 5 years$14,336$16,274Best
Top 10 Weight42.0%41.5%Best
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionApr 12, 2006Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).

FPX vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.

FPX vs SCHD Performance

First Trust US Equity Opportunities ETF (FPX) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FPX returned +22.46% while SCHD returned +30.29%. Year to date, FPX is up 11.23% versus a gain of 27.56% for SCHD.

Over three years, FPX compounded at +27.89% per year against +16.37% for SCHD; over five years the annualized figures are +7.47% and +10.23% respectively. Across the full 15-year window we track, FPX has the edge at +15.11% annualized vs +11.53%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FPX has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.1% for FPX and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FPX charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, FPX currently yields 0.48% against 3.13% for SCHD.

Holdings Overlap

FPX already in SCHD1.6%
SCHD already in FPX0.3%

1.6% of FPX's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings FPX also owns.

FPX and SCHD share little of their money.

1 positions in common, counted across the 100 positions we hold weights for in FPX and 100 in SCHD, against full books of 204 and 103.

What only one of them owns

Our book lists 98 positions for SCHD that do not appear in our book for FPX (99.6% of the fund), and 94 for FPX that do not appear in SCHD (94.7%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FPXWeight in SCHDDifference
DINOHollyfrontier1.63%0.31%1.32%

You are not choosing between two funds in isolation.

Whichever of FPX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FPXSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FPX or SCHD?

FPX has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option, by $51 a year on a $10,000 investment.

Which performed better, FPX or SCHD?

Over the past year FPX returned +22.46% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), FPX annualized +15.11% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FPX or SCHD?

FPX has been the more volatile fund at 19.8% annualized versus 13.6% for SCHD. Worst drawdown: FPX -43.1% vs SCHD -33.4%.

Should I hold both FPX and SCHD?

FPX and SCHD have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FPX and SCHD?

1.6% of FPX's money is in holdings SCHD also owns. 0.3% of SCHD's is in holdings FPX also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in FPX and 100 in SCHD.

Which pays a higher dividend, FPX or SCHD?

FPX yields 0.48% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than FPX?

SCHD has a lower expense ratio. FPX led over 3Y and the full window, SCHD over 1Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 42.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.