FTHB vs VYM

FTHB vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricFTHBVYMWinner
Expense Ratio0.65%0.04%
AUM$12M$81.6B
Dividend Yield1.25%2.24%
Holdings19616
YTD Return+2.75%+15.25%
1Y Return-+22.18%
3Y Return (annualized)-+18.83%
5Y Return (annualized)-+12.09%
Volatility (annualized)-14.6%
Max Drawdown-1.4%-58.8%
Fund FamilyFaith Investor ServicesVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 19, 2026Nov 10, 2006

FTHB vs VYM Performance

FIS Faith Income ETF (FTHB) is a ETF from Faith Investor Services and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, FTHB is up 2.75% versus a gain of 15.25% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.4% for FTHB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FTHB charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, FTHB currently yields 1.25% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

FTHB and VYM share 1 holdings out of 616 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FTHBWeight in VYMDifference
OWL0.96%0.02%0.94%

Frequently Asked Questions

Which is cheaper, FTHB or VYM?

FTHB has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

What is the holdings overlap between FTHB and VYM?

FTHB and VYM share 1 common holdings with a 0.0% weight overlap. Combined, they hold 616 unique securities.

Which pays a higher dividend, FTHB or VYM?

FTHB yields 1.25% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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