FTHY vs VOO

FTHY vs VOO

Which is better, FTHY or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FTHY is less concentrated, with 16.1% of the fund in its ten largest positions against 37.6%.

Lower Fees: VOOHigher Returns: VOOLess Concentrated: FTHY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFTHYVOO
Expense Ratio3.59%0.03%Best
AUM$644M$997.4B
Dividend Yield10.78%1.04%
Holdings301509
YTD Return+0.51%+12.25%Best
1Y Return-0.78%+17.03%Best
3Y Return (annualized)+10.03%+21.25%Best
5Y Return (annualized)+1.50%+13.08%Best
Volatility (annualized)11.9%Best15.5%
Max Drawdown-31.2%-24.5%Best
$10,000 over 5 years$10,773$18,490Best
Top 10 Weight16.1%Best37.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionJun 25, 2020Sep 7, 2010

Volatility and max drawdown are measured over the window both funds cover: Jun 26, 2020 to Sep 17, 2026 (6.2 years).

FTHY vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.

FTHY vs VOO Performance

First Trust High Yield Opportunities 2027 Term Fund (FTHY) is an ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year FTHY returned -0.78% while VOO returned +17.03%. Year to date, FTHY is up 0.51% versus a gain of 12.25% for VOO.

Over three years, FTHY compounded at +10.03% per year against +21.25% for VOO; over five years the annualized figures are +1.50% and +13.08% respectively. Across the full 6-year window we track, VOO has the edge at +17.54% annualized vs +2.39%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 11.9% for FTHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.2% for FTHY and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FTHY charges 3.59% per year while VOO charges 0.03%. On a $10,000 position that is $359 vs $3 annually, a gap of $356 per year that compounds over a long holding period. On income, FTHY currently yields 10.78% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 222 holdings in FTHY and 494 in VOO, totalling 102.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 63 days apart, FTHY as of May 29, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 222 positions we hold weights for in FTHY and 494 in VOO, against full books of 301 and 509.

What only one of them owns

Our book lists 487 positions for VOO that do not appear in our book for FTHY (99.2% of the fund), and 221 for FTHY that do not appear in VOO (102.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of FTHY and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FTHYVOO

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Frequently Asked Questions

Which is cheaper, FTHY or VOO?

FTHY has an expense ratio of 3.59% while VOO charges 0.03%. VOO is the cheaper option, by $356 a year on a $10,000 investment.

Which performed better, FTHY or VOO?

Over the past year FTHY returned -0.78% vs +17.03% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), FTHY annualized +2.39% vs +17.54% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FTHY or VOO?

VOO has been the more volatile fund at 15.5% annualized versus 11.9% for FTHY. Worst drawdown: FTHY -31.2% vs VOO -24.5%.

Should I hold both FTHY and VOO?

FTHY and VOO have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FTHY or VOO?

FTHY yields 10.78% while VOO yields 1.04%, so FTHY currently pays the higher dividend yield.

Is VOO better than FTHY?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. FTHY is less concentrated, with 16.1% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.