FTSD vs VTI
Franklin Short Duration US Government ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FTSD or VTI?
Short Term Government Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FTSD | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $316M | $666.9B |
| Dividend Yield | 4.44% | 1.03% |
| Holdings | 339 | 3,543 |
| YTD Return | +0.97% | +12.30%Best |
| 1Y Return | +2.52% | +16.08%Best |
| 3Y Return (annualized) | +4.72% | +21.01%Best |
| 5Y Return (annualized) | +2.51% | +12.36%Best |
| Volatility (annualized) | 1.3%Best | 14.9% |
| Max Drawdown | -9.8%Best | -35.0% |
| $10,000 over 5 years | $11,320 | $17,908Best |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Government Bond | Large Cap Blend |
| Inception | Nov 4, 2013 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 5, 2013 to Sep 18, 2026 (12.9 years).
FTSD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FTSD vs VTI Performance
Franklin Short Duration US Government ETF (FTSD) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FTSD returned +2.52% while VTI returned +16.08%. Year to date, FTSD is up 0.97% versus a gain of 12.30% for VTI.
Over three years, FTSD compounded at +4.72% per year against +21.01% for VTI; over five years the annualized figures are +2.51% and +12.36% respectively. Across the full 13-year window we track, VTI has the edge at +12.25% annualized vs +0.59%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 1.3% for FTSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.8% for FTSD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
FTSD charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FTSD currently yields 4.44% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 42 holdings in FTSD and 3,463 in VTI, totalling 70.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 42 positions we hold weights for in FTSD and 3,463 in VTI, against full books of 339 and 3,543.
You are not choosing between two funds in isolation.
Whichever of FTSD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FTSD or VTI?
FTSD has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, FTSD or VTI?
Over the past year FTSD returned +2.52% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), FTSD annualized +0.59% vs +12.25% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FTSD or VTI?
VTI has been the more volatile fund at 14.9% annualized versus 1.3% for FTSD. Worst drawdown: FTSD -9.8% vs VTI -35.0%.
Should I hold both FTSD and VTI?
FTSD and VTI have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FTSD or VTI?
FTSD yields 4.44% while VTI yields 1.03%, so FTSD currently pays the higher dividend yield.
Is VTI better than FTSD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.