FUSD vs SCHD

FUSD vs SCHD

Which is better, FUSD or SCHD?

Ultrashort Term Bond against Large Cap Value.

SCHD has a lower expense ratio.

Lower Fees: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFUSDSCHD
Expense Ratio0.18%0.06%Best
AUM$26M$112.2B
Dividend Yield0.38%3.13%
Holdings111103
YTD Return+0.12%+27.56%Best
1Y Return-+30.29%
3Y Return (annualized)-+16.37%
5Y Return (annualized)-+10.23%
Fund FamilyFederated HermesCharles Schwab Asset Management
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Value
InceptionJun 23, 2026Oct 20, 2011

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

FUSD vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FUSD vs SCHD Performance

Federated Hermes Ultrashort Bond ETF (FUSD) is an ETF from Federated Hermes and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, FUSD is up 0.12% versus a gain of 27.56% for SCHD.

Past performance does not guarantee future results.

Fees and Cost Over Time

FUSD charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, FUSD currently yields 0.38% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 38 holdings in FUSD and 100 in SCHD, totalling 31.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 38 positions we hold weights for in FUSD and 100 in SCHD, against full books of 111 and 103.

You are not choosing between two funds in isolation.

Whichever of FUSD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FUSDSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FUSD or SCHD?

FUSD has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.

Which pays a higher dividend, FUSD or SCHD?

FUSD yields 0.38% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than FUSD?

SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.