FUSD vs VTI
Federated Hermes Ultrashort Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FUSD or VTI?
Ultrashort Term Bond against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FUSD | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $26M | $666.9B |
| Dividend Yield | 0.38% | 1.07% |
| Holdings | 111 | 3,543 |
| YTD Return | +0.08% | +13.95%Best |
| 1Y Return | - | +21.44% |
| 3Y Return (annualized) | - | +21.10% |
| 5Y Return (annualized) | - | +11.77% |
| Fund Family | Federated Hermes | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Blend |
| Inception | Jun 23, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FUSD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FUSD vs VTI Performance
Federated Hermes Ultrashort Bond ETF (FUSD) is an ETF from Federated Hermes and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FUSD is up 0.08% versus a gain of 13.95% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
FUSD charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FUSD currently yields 0.38% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 38 holdings in FUSD and 2,787 in VTI, totalling 31.5% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in FUSD and 2,787 in VTI, against full books of 111 and 3,543.
You are not choosing between two funds in isolation.
Whichever of FUSD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FUSD or VTI?
FUSD has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which pays a higher dividend, FUSD or VTI?
FUSD yields 0.38% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than FUSD?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.