FUSD vs VTI
Federated Hermes Ultrashort Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FUSD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $26M | $666.9B | |
| Dividend Yield | 0.38% | 1.07% | |
| Holdings | 38 | 3,543 | |
| YTD Return | +0.24% | +14.82% | |
| 1Y Return | - | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | - | 15.4% | |
| Max Drawdown | -0.8% | -56.6% | |
| Fund Family | Federated Hermes | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 23, 2026 | May 24, 2001 |
FUSD vs VTI Performance
Federated Hermes Ultrashort Bond ETF (FUSD) is a ETF from Federated Hermes and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FUSD is up 0.24% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.8% for FUSD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FUSD charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FUSD currently yields 0.38% against 1.07% for VTI.
Holdings Overlap
FUSD and VTI share 0 holdings out of 2825 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FUSD or VTI?
FUSD has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
What is the holdings overlap between FUSD and VTI?
FUSD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2825 unique securities.
Which pays a higher dividend, FUSD or VTI?
FUSD yields 0.38% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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