FVC vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFVCVTIWinner
Expense Ratio0.87%0.03%
AUM$104M$663.5B
Dividend Yield1.96%1.07%
Holdings63,543
YTD Return+13.35%+13.87%
1Y Return+19.26%+23.31%
3Y Return (annualized)+9.57%+21.17%
5Y Return (annualized)+4.08%+12.23%
Volatility (annualized)14.8%15.3%
Max Drawdown-31.0%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionMar 8, 2016May 24, 2001

FVC vs VTI Performance

First Trust Dorsey Wright Dynamic Focus 5 ETF (FVC) is a ETF from First Trust Portfolios (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FVC returned +19.26% while VTI returned +23.31%. Year to date, FVC is up 13.35% versus a gain of 13.87% for VTI.

Over three years, FVC compounded at +9.57% per year against +21.17% for VTI; over five years the annualized figures are +4.08% and +12.23% respectively. Across the full 10-year window we track, VTI has the edge at +8.13% annualized vs +8.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for FVC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.0% for FVC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FVC charges 0.87% per year while VTI charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, FVC currently yields 1.96% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

FVC and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FVC or VTI?

FVC has an expense ratio of 0.87% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

Which performed better, FVC or VTI?

Over the past year FVC returned +19.26% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), FVC annualized +8.05% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, FVC or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.8% for FVC. Worst drawdown: FVC -31.0% vs VTI -56.6%.

Should I hold both FVC and VTI?

FVC and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FVC and VTI?

FVC and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, FVC or VTI?

FVC yields 1.96% while VTI yields 1.07%, so FVC currently pays the higher dividend yield.

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