FYC vs SPY

Quick Verdict

SPY has a lower expense ratio. FYC delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: FYCMore Diversified: SPY

Side-by-Side Comparison

MetricFYCSPYWinner
Expense Ratio0.70%0.09%
AUM$1.3B$789.1B
Dividend Yield0.07%1.01%
Holdings263505
YTD Return+27.48%+14.47%
1Y Return+45.98%+21.96%
3Y Return (annualized)+27.25%+21.70%
5Y Return (annualized)+12.07%+13.30%
Volatility (annualized)20.1%15.3%
Max Drawdown-48.1%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryEquityEquity
InceptionApr 19, 2011Jan 22, 1993

FYC vs SPY Performance

First Trust Small Cap Growth AlphaDEX Fund (FYC) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FYC returned +45.98% while SPY returned +21.96%. Year to date, FYC is up 27.48% versus a gain of 14.47% for SPY.

Over three years, FYC compounded at +27.25% per year against +21.70% for SPY; over five years the annualized figures are +12.07% and +13.30% respectively. Across the full 15-year window we track, FYC has the edge at +12.61% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FYC has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.1% for FYC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FYC charges 0.70% per year while SPY charges 0.09%. On a $10,000 position that is $70 vs $9 annually, a gap of $61 per year that compounds over a long holding period. On income, FYC currently yields 0.07% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FYC and SPY share 0 holdings out of 763 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FYC or SPY?

FYC has an expense ratio of 0.70% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, FYC or SPY?

Over the past year FYC returned +45.98% vs +21.96% for SPY, so FYC leads on 1-year performance. Over the longest common window we track (15 years), FYC annualized +12.61% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, FYC or SPY?

FYC has been the more volatile fund at 20.1% annualized versus 15.3% for SPY. Worst drawdown: FYC -48.1% vs SPY -56.5%.

Should I hold both FYC and SPY?

FYC and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FYC and SPY?

FYC and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 763 unique securities.

Which pays a higher dividend, FYC or SPY?

FYC yields 0.07% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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