GABF vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricGABFSCHDWinner
Expense Ratio1.08%0.06%
AUM$52M$103.7B
Dividend Yield2.06%3.31%
Holdings44104
YTD Return+0.82%+25.58%
1Y Return-1.77%+31.06%
3Y Return (annualized)+20.57%+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)19.7%13.6%
Max Drawdown-20.9%-33.4%
Fund FamilyGabelli FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMay 10, 2022Oct 20, 2011

GABF vs SCHD Performance

Gabelli Financial Services Opportunities ETF (GABF) is a ETF from Gabelli Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GABF returned -1.77% while SCHD returned +31.06%. Year to date, GABF is up 0.82% versus a gain of 25.58% for SCHD.

Over three years, GABF compounded at +20.57% per year against +15.55% for SCHD. Across the full 4-year window we track, GABF has the edge at +19.24% annualized vs +11.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GABF has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.9% for GABF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GABF charges 1.08% per year while SCHD charges 0.06%. On a $10,000 position that is $108 vs $6 annually, a gap of $102 per year that compounds over a long holding period. On income, GABF currently yields 2.06% against 3.31% for SCHD.

Holdings Overlap

2.5%overlap

GABF and SCHD share 3 holdings out of 139 unique holdings combined, representing a 2.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GABFWeight in SCHDDifference
BX3.67%2.38%1.29%
CNS4.82%0.06%4.76%
FHI0.14%0.11%0.03%

Frequently Asked Questions

Which is cheaper, GABF or SCHD?

GABF has an expense ratio of 1.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $102 per year of difference.

Which performed better, GABF or SCHD?

Over the past year GABF returned -1.77% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), GABF annualized +19.24% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, GABF or SCHD?

GABF has been the more volatile fund at 19.7% annualized versus 13.6% for SCHD. Worst drawdown: GABF -20.9% vs SCHD -33.4%.

Should I hold both GABF and SCHD?

GABF and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GABF and SCHD?

GABF and SCHD share 3 common holdings with a 2.5% weight overlap. Combined, they hold 139 unique securities.

Which pays a higher dividend, GABF or SCHD?

GABF yields 2.06% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.