GBLD vs VTI

GBLD vs VTI

Which is better, GBLD or VTI?

Mid Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGBLDVTI
Expense Ratio0.39%0.03%Best
AUM$6M$666.9B
Dividend Yield3.21%1.03%
Holdings1143,543
Volatility (annualized)17.7%15.4%Best
Max Drawdown-39.7%-25.4%Best
$10,000 over 4.8 years$9,120$16,899Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionApr 22, 2021May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 202 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. GBLD has data through Feb 20, 2026 and VTI through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Apr 22, 2021 to Feb 20, 2026 (4.8 years).

Risk: Volatility and Drawdowns

GBLD has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.7% for GBLD and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GBLD charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, GBLD currently yields 3.21% against 1.03% for VTI.

Holdings Overlap

GBLD already in VTI14.6%

At least 14.6% of GBLD's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

GBLD and VTI share little of their money.

The two holdings books were reported 273 days apart, GBLD as of Sep 30, 2025 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

13 positions in common, counted across the 102 positions we hold weights for in GBLD and 2,787 in VTI, against full books of 114 and 3,543.

Top Shared Holdings

StockWeight in GBLDWeight in VTIDifference
VNOVornado Realty Trust2.39%0.00%2.39%
MTHMeritage Corporation1.81%0.00%1.81%
CUZCousins Properties Inc1.71%0.00%1.71%
KRCKilroy Realty Corp1.69%0.00%1.69%
SLGSl Green Realty Corp.1.50%0.00%1.50%
KBHKb Home1.45%0.00%1.45%
HIWHighwoods Properties Inc1.23%0.00%1.23%
DOUGDouglas Elliman0.90%0.00%0.90%
JBGSJbg Smith Properties0.54%0.00%0.54%
ELMEElme Communities0.54%0.00%0.54%

You are not choosing between two funds in isolation.

Whichever of GBLD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GBLDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GBLD or VTI?

GBLD has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.

Which is riskier, GBLD or VTI?

GBLD has been the more volatile fund at 17.7% annualized versus 15.4% for VTI. Worst drawdown: GBLD -39.7% vs VTI -25.4%.

Should I hold both GBLD and VTI?

GBLD and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GBLD and VTI?

At least 14.6% of GBLD's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 13 positions in common, counted across the 102 positions we hold weights for in GBLD and 2,787 in VTI.

Which pays a higher dividend, GBLD or VTI?

GBLD yields 3.21% while VTI yields 1.03%, so GBLD currently pays the higher dividend yield.

Is VTI better than GBLD?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.