GDXY vs SCHD
YieldMax Gold Miners Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. GDXY delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GDXY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.06% | |
| AUM | $238M | $108.7B | |
| Dividend Yield | 87.83% | 3.13% | |
| Holdings | 14 | 104 | |
| YTD Return | +2.29% | +27.67% | |
| 1Y Return | +32.48% | +31.26% | |
| 3Y Return (annualized) | - | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | 33.6% | 13.6% | |
| Max Drawdown | -37.0% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 20, 2024 | Oct 20, 2011 |
GDXY vs SCHD Performance
YieldMax Gold Miners Option Income Strategy ETF (GDXY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GDXY returned +32.48% while SCHD returned +31.26%. Year to date, GDXY is up 2.29% versus a gain of 27.67% for SCHD.
Risk: Volatility and Drawdowns
GDXY has been the more volatile fund, with annualized monthly volatility of 33.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.0% for GDXY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GDXY charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, GDXY currently yields 87.83% against 3.13% for SCHD.
Holdings Overlap
GDXY and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GDXY or SCHD?
GDXY has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, GDXY or SCHD?
Over the past year GDXY returned +32.48% vs +31.26% for SCHD, so GDXY leads on 1-year performance. Over the longest common window we track (2 years), GDXY annualized +26.52% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, GDXY or SCHD?
GDXY has been the more volatile fund at 33.6% annualized versus 13.6% for SCHD. Worst drawdown: GDXY -37.0% vs SCHD -33.4%.
Should I hold both GDXY and SCHD?
GDXY and SCHD have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GDXY and SCHD?
GDXY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, GDXY or SCHD?
GDXY yields 87.83% while SCHD yields 3.13%, so GDXY currently pays the higher dividend yield.
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