GENM vs IVV
Genter Capital Municipal Quality Intermediate ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | GENM | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $31M | $907.0B | |
| Dividend Yield | 3.22% | 1.10% | |
| Holdings | 75 | 508 | |
| YTD Return | +0.90% | +13.22% | |
| 1Y Return | +3.02% | +21.62% | |
| 3Y Return (annualized) | - | +22.17% | |
| 5Y Return (annualized) | - | +13.42% | |
| Volatility (annualized) | 2.8% | 15.1% | |
| Max Drawdown | -2.4% | -56.5% | |
| Fund Family | Genter Capital Management | iShares by BlackRock (US) | |
| Category | Tax Preferred | Equity | |
| Inception | May 21, 2024 | May 15, 2000 |
GENM vs IVV Performance
Genter Capital Municipal Quality Intermediate ETF (GENM) is a ETF from Genter Capital Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year GENM returned +3.02% while IVV returned +21.62%. Year to date, GENM is up 0.90% versus a gain of 13.22% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.8% for GENM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.4% for GENM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GENM charges 0.39% per year while IVV charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, GENM currently yields 3.22% against 1.10% for IVV.
Holdings Overlap
GENM and IVV share 0 holdings out of 522 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GENM or IVV?
GENM has an expense ratio of 0.39% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, GENM or IVV?
Over the past year GENM returned +3.02% vs +21.62% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), GENM annualized +3.52% vs +7.02% for IVV. Past performance does not guarantee future results.
Which is riskier, GENM or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 2.8% for GENM. Worst drawdown: GENM -2.4% vs IVV -56.5%.
Should I hold both GENM and IVV?
GENM and IVV have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GENM and IVV?
GENM and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 522 unique securities.
Which pays a higher dividend, GENM or IVV?
GENM yields 3.22% while IVV yields 1.10%, so GENM currently pays the higher dividend yield.
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