GIGB vs VTI
Goldman Sachs Access Investment Grade Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GIGB or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GIGB | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $1.0B | $666.9B |
| Dividend Yield | 4.69% | 1.03% |
| Holdings | 2,467 | 3,543 |
| YTD Return | -1.15% | +12.30%Best |
| 1Y Return | -0.72% | +16.08%Best |
| 3Y Return (annualized) | +4.83% | +21.01%Best |
| 5Y Return (annualized) | -0.57% | +12.36%Best |
| Volatility (annualized) | 7.1%Best | 16.4% |
| Max Drawdown | -23.1%Best | -35.0% |
| $10,000 over 5 years | $9,718 | $17,908Best |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Jun 6, 2017 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 8, 2017 to Sep 18, 2026 (9.3 years).
GIGB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
GIGB vs VTI Performance
Goldman Sachs Access Investment Grade Corporate Bond ETF (GIGB) is an ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GIGB returned -0.72% while VTI returned +16.08%. Year to date, GIGB is down 1.15% versus a gain of 12.30% for VTI.
Over three years, GIGB compounded at +4.83% per year against +21.01% for VTI; over five years the annualized figures are -0.57% and +12.36% respectively. Across the full 9-year window we track, VTI has the edge at +13.49% annualized vs +0.97%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 7.1% for GIGB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.1% for GIGB and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GIGB charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, GIGB currently yields 4.69% against 1.03% for VTI.
Holdings Overlap
At least 0.1% of VTI's money is in holdings GIGB also owns.
Stated as a floor: for GIGB, our book for it covers 89.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 2,360 positions we hold weights for in GIGB and 3,463 in VTI, against full books of 2,467 and 3,543.
Top Shared Holdings
| Stock | Weight in GIGB | Weight in VTI | Difference |
|---|---|---|---|
| KDPKEURig Dr Pepper Inc Company Guar 04/29 3.95 | 0.13% | 0.06% | 0.07% |
You are not choosing between two funds in isolation.
Whichever of GIGB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GIGB or VTI?
GIGB has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, GIGB or VTI?
Over the past year GIGB returned -0.72% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), GIGB annualized +0.97% vs +13.49% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GIGB or VTI?
VTI has been the more volatile fund at 16.4% annualized versus 7.1% for GIGB. Worst drawdown: GIGB -23.1% vs VTI -35.0%.
Should I hold both GIGB and VTI?
GIGB and VTI have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, GIGB or VTI?
GIGB yields 4.69% while VTI yields 1.03%, so GIGB currently pays the higher dividend yield.
Is VTI better than GIGB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.