GLTR vs SCHD
GLTR vs SCHD
abrdn Physical Precious Metals Basket Shares ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. GLTR delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GLTR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $2.5B | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 5 | 104 | |
| YTD Return | -5.74% | +24.26% | |
| 1Y Return | +36.89% | +31.38% | |
| 3Y Return (annualized) | +31.25% | +15.08% | |
| 5Y Return (annualized) | +16.59% | +9.72% | |
| Volatility (annualized) | 20.3% | 13.6% | |
| Max Drawdown | -55.7% | -33.4% | |
| Fund Family | Aberdeen | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Oct 21, 2010 | Oct 20, 2011 |
GLTR vs SCHD Performance
abrdn Physical Precious Metals Basket Shares ETF (GLTR) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GLTR returned +36.89% while SCHD returned +31.38%. Year to date, GLTR is down 5.74% versus a gain of 24.26% for SCHD.
Over three years, GLTR compounded at +31.25% per year against +15.08% for SCHD; over five years the annualized figures are +16.59% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +6.21%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GLTR has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.7% for GLTR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GLTR charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, GLTR currently yields 0.00% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, GLTR or SCHD?
GLTR has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, GLTR or SCHD?
Over the past year GLTR returned +36.89% vs +31.38% for SCHD, so GLTR leads on 1-year performance. Over the longest common window we track (15 years), GLTR annualized +6.21% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, GLTR or SCHD?
GLTR has been the more volatile fund at 20.3% annualized versus 13.6% for SCHD. Worst drawdown: GLTR -55.7% vs SCHD -33.4%.
Should I hold both GLTR and SCHD?
GLTR and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, GLTR or SCHD?
GLTR yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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