GMOI vs SCHD

GMOI vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. GMOI delivered stronger 1-year returns. GMOI offers more diversification with 163 holdings.

Lower Fees: SCHDHigher Returns: GMOIMore Diversified: GMOI

Side-by-Side Comparison

MetricGMOISCHDWinner
Expense Ratio0.60%0.06%
AUM$658M$108.7B
Dividend Yield2.64%3.13%
Holdings163104
YTD Return+21.04%+26.50%
1Y Return+37.10%+31.25%
3Y Return (annualized)-+16.34%
5Y Return (annualized)-+10.10%
Volatility (annualized)10.9%13.6%
Max Drawdown-14.7%-33.4%
Fund FamilyGMOCharles Schwab Asset Management
CategoryEquityEquity
InceptionOct 28, 2024Oct 20, 2011

GMOI vs SCHD Performance

GMO International Value ETF (GMOI) is a ETF from GMO and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GMOI returned +37.10% while SCHD returned +31.25%. Year to date, GMOI is up 21.04% versus a gain of 26.50% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.9% for GMOI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.7% for GMOI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GMOI charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, GMOI currently yields 2.64% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

GMOI and SCHD share 0 holdings out of 278 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GMOI or SCHD?

GMOI has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, GMOI or SCHD?

Over the past year GMOI returned +37.10% vs +31.25% for SCHD, so GMOI leads on 1-year performance. Over the longest common window we track (2 years), GMOI annualized +34.34% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, GMOI or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 10.9% for GMOI. Worst drawdown: GMOI -14.7% vs SCHD -33.4%.

Should I hold both GMOI and SCHD?

GMOI and SCHD have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GMOI and SCHD?

GMOI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 278 unique securities.

Which pays a higher dividend, GMOI or SCHD?

GMOI yields 2.64% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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