GOLI vs SCHD
Defiance Gold Enhanced Options Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GOLI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.06% | |
| AUM | $23M | $103.7B | |
| Dividend Yield | 3.17% | 3.31% | |
| Holdings | 19 | 104 | |
| YTD Return | -4.47% | +25.62% | |
| 1Y Return | +10.26% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 18.1% | 13.6% | |
| Max Drawdown | -25.9% | -33.4% | |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 1, 2025 | Oct 20, 2011 |
GOLI vs SCHD Performance
Defiance Gold Enhanced Options Income ETF (GOLI) is a ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GOLI returned +10.26% while SCHD returned +32.62%. Year to date, GOLI is down 4.47% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
GOLI has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.9% for GOLI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GOLI charges 1.04% per year while SCHD charges 0.06%. On a $10,000 position that is $104 vs $6 annually, a gap of $98 per year that compounds over a long holding period. On income, GOLI currently yields 3.17% against 3.31% for SCHD.
Holdings Overlap
GOLI and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GOLI or SCHD?
GOLI has an expense ratio of 1.04% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, GOLI or SCHD?
Over the past year GOLI returned +10.26% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), GOLI annualized +16.68% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, GOLI or SCHD?
GOLI has been the more volatile fund at 18.1% annualized versus 13.6% for SCHD. Worst drawdown: GOLI -25.9% vs SCHD -33.4%.
Should I hold both GOLI and SCHD?
GOLI and SCHD have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GOLI and SCHD?
GOLI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, GOLI or SCHD?
GOLI yields 3.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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