GOLI vs SPY

GOLI vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricGOLISPYWinner
Expense Ratio1.04%0.09%
AUM$24M$821.1B
Dividend Yield49.76%1.01%
Holdings13505
YTD Return-1.95%+12.22%
1Y Return+13.16%+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)18.8%15.3%
Max Drawdown-25.9%-56.5%
Fund FamilyDefiance ETFs, LLCState Street Investment Management
CategoryAlternativeEquity
InceptionApr 1, 2025Jan 22, 1993

GOLI vs SPY Performance

Defiance Gold Enhanced Options Income ETF (GOLI) is a ETF from Defiance ETFs, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GOLI returned +13.16% while SPY returned +20.83%. Year to date, GOLI is down 1.95% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

GOLI has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.9% for GOLI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.27. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GOLI charges 1.04% per year while SPY charges 0.09%. On a $10,000 position that is $104 vs $9 annually, a gap of $95 per year that compounds over a long holding period. On income, GOLI currently yields 49.76% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

GOLI and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GOLI or SPY?

GOLI has an expense ratio of 1.04% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, GOLI or SPY?

Over the past year GOLI returned +13.16% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), GOLI annualized +18.57% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, GOLI or SPY?

GOLI has been the more volatile fund at 18.8% annualized versus 15.3% for SPY. Worst drawdown: GOLI -25.9% vs SPY -56.5%.

Should I hold both GOLI and SPY?

GOLI and SPY have a monthly-return correlation of 0.27, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GOLI and SPY?

GOLI and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, GOLI or SPY?

GOLI yields 49.76% while SPY yields 1.01%, so GOLI currently pays the higher dividend yield.

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