GOVI vs SPY

GOVI vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricGOVISPYWinner
Expense Ratio0.15%0.09%
AUM$1.2B$821.1B
Dividend Yield3.94%1.01%
Holdings31505
YTD Return-1.94%+12.68%
1Y Return+0.62%+21.82%
3Y Return (annualized)+2.15%+21.98%
5Y Return (annualized)-3.95%+12.89%
Volatility (annualized)8.7%15.3%
Max Drawdown-33.1%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionOct 11, 2007Jan 22, 1993

GOVI vs SPY Performance

Invesco Equal Weight 0-30 Year Treasury ETF (GOVI) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GOVI returned +0.62% while SPY returned +21.82%. Year to date, GOVI is down 1.94% versus a gain of 12.68% for SPY.

Over three years, GOVI compounded at +2.15% per year against +21.98% for SPY; over five years the annualized figures are -3.95% and +12.89% respectively. Across the full 19-year window we track, SPY has the edge at +8.81% annualized vs +1.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.7% for GOVI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.1% for GOVI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GOVI charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, GOVI currently yields 3.94% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

GOVI and SPY share 0 holdings out of 534 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GOVI or SPY?

GOVI has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, GOVI or SPY?

Over the past year GOVI returned +0.62% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (19 years), GOVI annualized +1.04% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, GOVI or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 8.7% for GOVI. Worst drawdown: GOVI -33.1% vs SPY -56.5%.

Should I hold both GOVI and SPY?

GOVI and SPY have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GOVI and SPY?

GOVI and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 534 unique securities.

Which pays a higher dividend, GOVI or SPY?

GOVI yields 3.94% while SPY yields 1.01%, so GOVI currently pays the higher dividend yield.

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