GOVI vs VTI

GOVI vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricGOVIVTIWinner
Expense Ratio0.15%0.03%
AUM$1.2B$666.9B
Dividend Yield3.94%1.07%
Holdings313,543
YTD Return-1.94%+13.14%
1Y Return+0.62%+22.35%
3Y Return (annualized)+2.15%+21.83%
5Y Return (annualized)-3.95%+12.01%
Volatility (annualized)8.7%15.3%
Max Drawdown-33.1%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 11, 2007May 24, 2001

GOVI vs VTI Performance

Invesco Equal Weight 0-30 Year Treasury ETF (GOVI) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GOVI returned +0.62% while VTI returned +22.35%. Year to date, GOVI is down 1.94% versus a gain of 13.14% for VTI.

Over three years, GOVI compounded at +2.15% per year against +21.83% for VTI; over five years the annualized figures are -3.95% and +12.01% respectively. Across the full 19-year window we track, VTI has the edge at +8.09% annualized vs +1.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.7% for GOVI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.1% for GOVI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GOVI charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, GOVI currently yields 3.94% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

GOVI and VTI share 0 holdings out of 2817 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GOVI or VTI?

GOVI has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, GOVI or VTI?

Over the past year GOVI returned +0.62% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), GOVI annualized +1.04% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, GOVI or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 8.7% for GOVI. Worst drawdown: GOVI -33.1% vs VTI -56.6%.

Should I hold both GOVI and VTI?

GOVI and VTI have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GOVI and VTI?

GOVI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2817 unique securities.

Which pays a higher dividend, GOVI or VTI?

GOVI yields 3.94% while VTI yields 1.07%, so GOVI currently pays the higher dividend yield.

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