GSIE vs VTI
Goldman Sachs ActiveBeta International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GSIE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $6.1B | $666.9B | |
| Dividend Yield | 2.50% | 1.07% | |
| Holdings | 673 | 3,543 | |
| YTD Return | +13.11% | +13.14% | |
| 1Y Return | +21.44% | +22.35% | |
| 3Y Return (annualized) | +19.52% | +21.83% | |
| 5Y Return (annualized) | +9.27% | +12.01% | |
| Volatility (annualized) | 14.5% | 15.3% | |
| Max Drawdown | -37.2% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 6, 2015 | May 24, 2001 |
GSIE vs VTI Performance
Goldman Sachs ActiveBeta International Equity ETF (GSIE) is a ETF from Goldman Sachs Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GSIE returned +21.44% while VTI returned +22.35%. Year to date, GSIE is up 13.11% versus a gain of 13.14% for VTI.
Over three years, GSIE compounded at +19.52% per year against +21.83% for VTI; over five years the annualized figures are +9.27% and +12.01% respectively. Across the full 11-year window we track, VTI has the edge at +8.09% annualized vs +7.92%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.5% for GSIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.2% for GSIE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GSIE charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, GSIE currently yields 2.50% against 1.07% for VTI.
Holdings Overlap
GSIE and VTI share 4 holdings out of 3422 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GSIE or VTI?
GSIE has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, GSIE or VTI?
Over the past year GSIE returned +21.44% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), GSIE annualized +7.92% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, GSIE or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.5% for GSIE. Worst drawdown: GSIE -37.2% vs VTI -56.6%.
Should I hold both GSIE and VTI?
GSIE and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GSIE and VTI?
GSIE and VTI share 4 common holdings with a 0.0% weight overlap. Combined, they hold 3422 unique securities.
Which pays a higher dividend, GSIE or VTI?
GSIE yields 2.50% while VTI yields 1.07%, so GSIE currently pays the higher dividend yield.
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