GTOP vs SCHD
Goldman Sachs Technology Opportunities ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GTOP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $738M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 36 | 104 | |
| YTD Return | +25.48% | +26.54% | |
| 1Y Return | - | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -14.5% | -33.4% | |
| Fund Family | Goldman Sachs Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 5, 2025 | Oct 20, 2011 |
GTOP vs SCHD Performance
Goldman Sachs Technology Opportunities ETF (GTOP) is a ETF from Goldman Sachs Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GTOP is up 25.48% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -14.5% for GTOP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
GTOP charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, GTOP currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
GTOP and SCHD share 1 holdings out of 134 unique holdings combined, representing a 1.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GTOP | Weight in SCHD | Difference |
|---|---|---|---|
| TXN | 1.90% | 3.53% | 1.63% |
Frequently Asked Questions
Which is cheaper, GTOP or SCHD?
GTOP has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
What is the holdings overlap between GTOP and SCHD?
GTOP and SCHD share 1 common holdings with a 1.9% weight overlap. Combined, they hold 134 unique securities.
Which pays a higher dividend, GTOP or SCHD?
GTOP yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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