HBDC vs SCHD

HBDC vs SCHD

Which is better, HBDC or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHBDCSCHD
Expense Ratio0.39%0.06%Best
AUM$84M$112.1B
Dividend Yield5.39%3.00%
Holdings147103
YTD Return+1.19%+24.23%Best
1Y Return+2.12%+27.90%Best
3Y Return (annualized)-+15.55%
5Y Return (annualized)-+9.97%
Volatility (annualized)2.1%Best12.9%
Max Drawdown-3.0%Best-4.6%
$10,000 over 1.3 years$10,390$13,303Best
Fund FamilyHilton Capital ManagementCharles Schwab Asset Management
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionJun 10, 2025Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 11, 2025 to Sep 17, 2026 (1.3 years).

HBDC vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.

HBDC vs SCHD Performance

Hilton BDC Corporate Bond ETF (HBDC) is an ETF from Hilton Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HBDC returned +2.12% while SCHD returned +27.90%. Year to date, HBDC is up 1.19% versus a gain of 24.23% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 2.1% for HBDC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.0% for HBDC and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.15. They move largely independently of each other.

Fees and Cost Over Time

HBDC charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, HBDC currently yields 5.39% against 3.00% for SCHD.

Holdings Overlap

We hold position weights for 87 holdings in HBDC and 100 in SCHD, totalling 62.2% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 87 positions we hold weights for in HBDC and 100 in SCHD, against full books of 147 and 103.

You are not choosing between two funds in isolation.

Whichever of HBDC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HBDCSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HBDC or SCHD?

HBDC has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.

Which performed better, HBDC or SCHD?

Over the past year HBDC returned +2.12% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), HBDC annualized +2.99% vs +24.55% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HBDC or SCHD?

SCHD has been the more volatile fund at 12.9% annualized versus 2.1% for HBDC. Worst drawdown: HBDC -3.0% vs SCHD -4.6%.

Should I hold both HBDC and SCHD?

HBDC and SCHD have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HBDC or SCHD?

HBDC yields 5.39% while SCHD yields 3.00%, so HBDC currently pays the higher dividend yield.

Is SCHD better than HBDC?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.