HCOM vs MFEM

Quick Verdict

MFEM has a lower expense ratio. MFEM delivered stronger 1-year returns. MFEM offers more diversification with 704 holdings.

Lower Fees: MFEMHigher Returns: MFEMMore Diversified: MFEM

Side-by-Side Comparison

MetricHCOMMFEMWinner
Expense Ratio0.59%0.49%
AUM$9M$142M
Dividend Yield10.95%2.14%
Holdings55730
YTD Return+0.71%+19.69%
1Y Return-4.90%+32.15%
3Y Return (annualized)-6.95%+18.52%
5Y Return (annualized)-+8.01%
Volatility (annualized)14.7%17.6%
Max Drawdown-28.8%-45.3%
Fund FamilyHartford FundsPIMCO (US)
CategoryCommodityEquity
InceptionSep 14, 2021Aug 31, 2017

HCOM vs MFEM Performance

Hartford Schroders Commodity Strategy ETF (HCOM) is a ETF from Hartford Funds and PIMCO RAFI Dynamic Multi-Factor Emerging Markets Equity ETF (MFEM) is a ETF from PIMCO (US). Over the past year HCOM returned -4.90% while MFEM returned +32.15%. Year to date, HCOM is up 0.71% versus a gain of 19.69% for MFEM.

Over three years, HCOM compounded at -6.95% per year against +18.52% for MFEM. Across the full 4-year window we track, MFEM has the edge at +6.66% annualized vs +0.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MFEM has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 14.7% for HCOM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.8% for HCOM and -45.3% for MFEM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HCOM charges 0.59% per year while MFEM charges 0.49%. On a $10,000 position that is $59 vs $49 annually, a gap of $10 per year that compounds over a long holding period. On income, HCOM currently yields 10.95% against 2.14% for MFEM.

Frequently Asked Questions

Which is cheaper, HCOM or MFEM?

HCOM has an expense ratio of 0.59% while MFEM charges 0.49%. MFEM is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, HCOM or MFEM?

Over the past year HCOM returned -4.90% vs +32.15% for MFEM, so MFEM leads on 1-year performance. Over the longest common window we track (4 years), HCOM annualized +0.68% vs +6.66% for MFEM. Past performance does not guarantee future results.

Which is riskier, HCOM or MFEM?

MFEM has been the more volatile fund at 17.6% annualized versus 14.7% for HCOM. Worst drawdown: HCOM -28.8% vs MFEM -45.3%.

Should I hold both HCOM and MFEM?

HCOM and MFEM have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, HCOM or MFEM?

HCOM yields 10.95% while MFEM yields 2.14%, so HCOM currently pays the higher dividend yield.

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