HERD vs VOO
Pacer Cash Cows Fund of Funds ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. HERD delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | HERD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.03% | |
| AUM | $98M | $979.0B | |
| Dividend Yield | 2.89% | 1.09% | |
| Holdings | 7 | 509 | |
| YTD Return | +18.32% | +13.79% | |
| 1Y Return | +31.93% | +23.01% | |
| 3Y Return (annualized) | +16.01% | +21.78% | |
| 5Y Return (annualized) | +11.29% | +13.39% | |
| Volatility (annualized) | 18.3% | 14.1% | |
| Max Drawdown | -39.4% | -34.3% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 3, 2019 | Sep 7, 2010 |
HERD vs VOO Performance
Pacer Cash Cows Fund of Funds ETF (HERD) is a ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HERD returned +31.93% while VOO returned +23.01%. Year to date, HERD is up 18.32% versus a gain of 13.79% for VOO.
Over three years, HERD compounded at +16.01% per year against +21.78% for VOO; over five years the annualized figures are +11.29% and +13.39% respectively. Across the full 7-year window we track, VOO has the edge at +13.57% annualized vs +13.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HERD has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.4% for HERD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HERD charges 0.74% per year while VOO charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, HERD currently yields 2.89% against 1.09% for VOO.
Holdings Overlap
HERD and VOO share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HERD or VOO?
HERD has an expense ratio of 0.74% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, HERD or VOO?
Over the past year HERD returned +31.93% vs +23.01% for VOO, so HERD leads on 1-year performance. Over the longest common window we track (7 years), HERD annualized +13.49% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, HERD or VOO?
HERD has been the more volatile fund at 18.3% annualized versus 14.1% for VOO. Worst drawdown: HERD -39.4% vs VOO -34.3%.
Should I hold both HERD and VOO?
HERD and VOO have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HERD and VOO?
HERD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, HERD or VOO?
HERD yields 2.89% while VOO yields 1.09%, so HERD currently pays the higher dividend yield.
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