HGER vs VTI
Harbor Commodity All Weather Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HGER or VTI?
Commodities against Large Cap Blend.
VTI has a lower expense ratio. HGER led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HGER | VTI |
|---|---|---|
| Expense Ratio | 0.68% | 0.03%Best |
| AUM | $4.4B | $666.9B |
| Dividend Yield | 5.00% | 1.03% |
| Holdings | 49 | 3,543 |
| YTD Return | +45.69%Best | +12.30% |
| 1Y Return | +51.18%Best | +16.08% |
| 3Y Return (annualized) | +21.99%Best | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 13.7%Best | 15.9% |
| Max Drawdown | -23.3% | -22.4%Best |
| $10,000 over 4.6 years | $21,262Best | $17,588 |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Blend |
| Inception | Feb 9, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 10, 2022 to Sep 18, 2026 (4.6 years).
HGER vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.
HGER vs VTI Performance
Harbor Commodity All Weather Strategy ETF (HGER) is an ETF from Harbor Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HGER returned +51.18% while VTI returned +16.08%. Year to date, HGER is up 45.69% versus a gain of 12.30% for VTI.
Over three years, HGER compounded at +21.99% per year against +21.01% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.7% for HGER. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.3% for HGER and -22.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.20. They move largely independently of each other.
Fees and Cost Over Time
HGER charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, HGER currently yields 5.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of HGER and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HGER or VTI?
HGER has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, HGER or VTI?
Over the past year HGER returned +51.18% vs +16.08% for VTI, so HGER leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HGER or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 13.7% for HGER. Worst drawdown: HGER -23.3% vs VTI -22.4%.
Should I hold both HGER and VTI?
HGER and VTI have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HGER or VTI?
HGER yields 5.00% while VTI yields 1.03%, so HGER currently pays the higher dividend yield.
Is VTI better than HGER?
VTI has a lower expense ratio. HGER led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.