HGER vs VXUS

HGER vs VXUS

Which is better, HGER or VXUS?

Commodities against Large Cap Blend.

VXUS has a lower expense ratio. HGER led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: HGER

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHGERVXUS
Expense Ratio0.68%0.05%Best
AUM$4.4B$158.1B
Dividend Yield5.00%2.51%
Holdings498,747
YTD Return+45.69%Best+12.82%
1Y Return+51.18%Best+19.86%
3Y Return (annualized)+21.99%Best+19.33%
5Y Return (annualized)-+9.46%
Volatility (annualized)13.7%Best15.3%
Max Drawdown-23.3%Best-26.3%
$10,000 over 4.6 years$21,262Best$15,705
Fund FamilyHarbor FundsVanguard (US)
CategoryCommodityEquity
StyleCommoditiesLarge Cap Blend
InceptionFeb 9, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.6 years row, are measured over the window both funds cover: Feb 10, 2022 to Sep 18, 2026 (4.6 years).

HGER vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.6 years both funds cover.

HGER vs VXUS Performance

Harbor Commodity All Weather Strategy ETF (HGER) is an ETF from Harbor Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year HGER returned +51.18% while VXUS returned +19.86%. Year to date, HGER is up 45.69% versus a gain of 12.82% for VXUS.

Over three years, HGER compounded at +21.99% per year against +19.33% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.7% for HGER. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.3% for HGER and -26.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.

Fees and Cost Over Time

HGER charges 0.68% per year while VXUS charges 0.05%. On a $10,000 position that is $68 vs $5 annually, a gap of $63 per year that compounds over a long holding period. On income, HGER currently yields 5.00% against 2.51% for VXUS.

You are not choosing between two funds in isolation.

Whichever of HGER and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HGERVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HGER or VXUS?

HGER has an expense ratio of 0.68% while VXUS charges 0.05%. VXUS is the cheaper option, by $63 a year on a $10,000 investment.

Which performed better, HGER or VXUS?

Over the past year HGER returned +51.18% vs +19.86% for VXUS, so HGER leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HGER or VXUS?

VXUS has been the more volatile fund at 15.3% annualized versus 13.7% for HGER. Worst drawdown: HGER -23.3% vs VXUS -26.3%.

Should I hold both HGER and VXUS?

HGER and VXUS have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HGER or VXUS?

HGER yields 5.00% while VXUS yields 2.51%, so HGER currently pays the higher dividend yield.

Is VXUS better than HGER?

VXUS has a lower expense ratio. HGER led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.