HIPS vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricHIPSVOOWinner
Expense Ratio1.17%0.03%
AUM$113M$979.0B
Dividend Yield11.21%1.09%
Holdings41509
YTD Return+6.66%+14.48%
1Y Return+7.72%+22.02%
3Y Return (annualized)+9.91%+21.80%
5Y Return (annualized)+4.65%+13.36%
Volatility (annualized)18.5%14.2%
Max Drawdown-61.6%-34.3%
Fund FamilyGraniteSharesVanguard (US)
CategoryAllocation/BalancedEquity
InceptionJan 7, 2015Sep 7, 2010

HIPS vs VOO Performance

GraniteShares HIPS US High Income ETF (HIPS) is a ETF from GraniteShares and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HIPS returned +7.72% while VOO returned +22.02%. Year to date, HIPS is up 6.66% versus a gain of 14.48% for VOO.

Over three years, HIPS compounded at +9.91% per year against +21.80% for VOO; over five years the annualized figures are +4.65% and +13.36% respectively. Across the full 12-year window we track, VOO has the edge at +13.61% annualized vs +0.15%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HIPS has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.6% for HIPS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HIPS charges 1.17% per year while VOO charges 0.03%. On a $10,000 position that is $117 vs $3 annually, a gap of $114 per year that compounds over a long holding period. On income, HIPS currently yields 11.21% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

HIPS and VOO share 0 holdings out of 545 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HIPS or VOO?

HIPS has an expense ratio of 1.17% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $114 per year of difference.

Which performed better, HIPS or VOO?

Over the past year HIPS returned +7.72% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (12 years), HIPS annualized +0.15% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, HIPS or VOO?

HIPS has been the more volatile fund at 18.5% annualized versus 14.2% for VOO. Worst drawdown: HIPS -61.6% vs VOO -34.3%.

Should I hold both HIPS and VOO?

HIPS and VOO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HIPS and VOO?

HIPS and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 545 unique securities.

Which pays a higher dividend, HIPS or VOO?

HIPS yields 11.21% while VOO yields 1.09%, so HIPS currently pays the higher dividend yield.

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