HIYY vs SCHD
YieldMax HIMS Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HIYY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.06% | |
| AUM | $15M | $103.7B | |
| Dividend Yield | 84.43% | 3.31% | |
| Holdings | 14 | 104 | |
| YTD Return | -15.81% | +26.21% | |
| 1Y Return | -45.85% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -74.0% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 22, 2025 | Oct 20, 2011 |
HIYY vs SCHD Performance
YieldMax HIMS Option Income Strategy ETF (HIYY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HIYY returned -45.85% while SCHD returned +29.99%. Year to date, HIYY is down 15.81% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -74.0% for HIYY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
HIYY charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, HIYY currently yields 84.43% against 3.31% for SCHD.
Holdings Overlap
HIYY and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HIYY or SCHD?
HIYY has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, HIYY or SCHD?
Over the past year HIYY returned -45.85% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between HIYY and SCHD?
HIYY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, HIYY or SCHD?
HIYY yields 84.43% while SCHD yields 3.31%, so HIYY currently pays the higher dividend yield.
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