HIYY vs VTI
YieldMax HIMS Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HIYY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HIYY | VTI |
|---|---|---|
| Expense Ratio | 1.01% | 0.03%Best |
| AUM | $12M | $666.9B |
| Dividend Yield | 134.71% | 1.03% |
| Holdings | 17 | 3,543 |
| YTD Return | -17.56% | +12.08%Best |
| 1Y Return | -46.98% | +16.31%Best |
| 3Y Return (annualized) | - | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Volatility (annualized) | 75.2% | 13.1%Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Sep 22, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
HIYY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
HIYY vs VTI Performance
YieldMax HIMS Option Income Strategy ETF (HIYY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HIYY returned -46.98% while VTI returned +16.31%. Year to date, HIYY is down 17.56% versus a gain of 12.08% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HIYY has been the more volatile fund, with annualized monthly volatility of 75.2% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
HIYY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, HIYY currently yields 134.71% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in HIYY and 3,463 in VTI, totalling 21.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in HIYY and 3,463 in VTI, against full books of 17 and 3,543.
You are not choosing between two funds in isolation.
Whichever of HIYY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HIYY or VTI?
HIYY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
Which performed better, HIYY or VTI?
Over the past year HIYY returned -46.98% vs +16.31% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HIYY or VTI?
HIYY has been the more volatile fund at 75.2% annualized versus 13.1% for VTI.
Should I hold both HIYY and VTI?
HIYY and VTI have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HIYY or VTI?
HIYY yields 134.71% while VTI yields 1.03%, so HIYY currently pays the higher dividend yield.
Is VTI better than HIYY?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.