HLGE vs IVV

HLGE vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricHLGEIVVWinner
Expense Ratio0.44%0.03%
AUM$13M$907.0B
Dividend Yield1.34%1.10%
Holdings342508
YTD Return+2.20%+12.71%
1Y Return+5.26%+21.89%
3Y Return (annualized)+12.26%+22.08%
5Y Return (annualized)-+12.96%
Volatility (annualized)16.4%15.1%
Max Drawdown-23.9%-56.5%
Fund FamilyHartford FundsiShares by BlackRock (US)
CategoryEquityEquity
InceptionMar 16, 2021May 15, 2000

HLGE vs IVV Performance

Hartford Longevity Economy ETF (HLGE) is a ETF from Hartford Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HLGE returned +5.26% while IVV returned +21.89%. Year to date, HLGE is up 2.20% versus a gain of 12.71% for IVV.

Over three years, HLGE compounded at +12.26% per year against +22.08% for IVV. Across the full 4-year window we track, HLGE has the edge at +7.02% annualized vs +7.00%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HLGE has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.9% for HLGE and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

HLGE charges 0.44% per year while IVV charges 0.03%. On a $10,000 position that is $44 vs $3 annually, a gap of $41 per year that compounds over a long holding period. On income, HLGE currently yields 1.34% against 1.10% for IVV.

Frequently Asked Questions

Which is cheaper, HLGE or IVV?

HLGE has an expense ratio of 0.44% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, HLGE or IVV?

Over the past year HLGE returned +5.26% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), HLGE annualized +7.02% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, HLGE or IVV?

HLGE has been the more volatile fund at 16.4% annualized versus 15.1% for IVV. Worst drawdown: HLGE -23.9% vs IVV -56.5%.

Should I hold both HLGE and IVV?

HLGE and IVV have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, HLGE or IVV?

HLGE yields 1.34% while IVV yields 1.10%, so HLGE currently pays the higher dividend yield.

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