HSBH vs SCHD
HSBC Holdings PLC ADRhedged vs Schwab US Dividend Equity ETF
Which is better, HSBH or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. HSBH led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HSBH | SCHD |
|---|---|---|
| Expense Ratio | 0.19% | 0.06%Best |
| AUM | $1M | $112.2B |
| Dividend Yield | 2.38% | 3.13% |
| Holdings | 2 | 103 |
| YTD Return | +34.96%Best | +28.59% |
| 1Y Return | +67.25%Best | +31.77% |
| 3Y Return (annualized) | - | +16.70% |
| 5Y Return (annualized) | - | +10.09% |
| Volatility (annualized) | 17.8% | 13.8%Best |
| Max Drawdown | -20.7% | -16.1%Best |
| $10,000 over 1.9 years | $24,133Best | $13,299 |
| Fund Family | ADRH | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Oct 1, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 7, 2024 to Sep 3, 2026 (1.9 years).
HSBH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
HSBH vs SCHD Performance
HSBC Holdings PLC ADRhedged (HSBH) is an ETF from ADRH and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HSBH returned +67.25% while SCHD returned +31.77%. Year to date, HSBH is up 34.96% versus a gain of 28.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HSBH has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for HSBH and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
HSBH charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, HSBH currently yields 2.38% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in HSBH and 100 in SCHD, totalling 98.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in HSBH and 100 in SCHD, against full books of 2 and 103.
You are not choosing between two funds in isolation.
Whichever of HSBH and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HSBH or SCHD?
HSBH has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.
Which performed better, HSBH or SCHD?
Over the past year HSBH returned +67.25% vs +31.77% for SCHD, so HSBH leads on 1-year performance. Over the longest common window we track (2 years), HSBH annualized +58.99% vs +16.19% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HSBH or SCHD?
HSBH has been the more volatile fund at 17.8% annualized versus 13.8% for SCHD. Worst drawdown: HSBH -20.7% vs SCHD -16.1%.
Should I hold both HSBH and SCHD?
HSBH and SCHD have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HSBH or SCHD?
HSBH yields 2.38% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HSBH?
SCHD has a lower expense ratio. HSBH led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.