HSBH vs VTI
HSBC Holdings PLC ADRhedged vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. HSBH delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HSBH | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.03% | |
| AUM | $1M | $666.9B | |
| Dividend Yield | 2.38% | 1.07% | |
| Holdings | 2 | 3,543 | |
| YTD Return | +28.91% | +12.65% | |
| 1Y Return | +58.69% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 18.5% | 15.3% | |
| Max Drawdown | -20.7% | -56.6% | |
| Fund Family | ADRH | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 1, 2024 | May 24, 2001 |
HSBH vs VTI Performance
HSBC Holdings PLC ADRhedged (HSBH) is a ETF from ADRH and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HSBH returned +58.69% while VTI returned +21.39%. Year to date, HSBH is up 28.91% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
HSBH has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for HSBH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HSBH charges 0.19% per year while VTI charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, HSBH currently yields 2.38% against 1.07% for VTI.
Holdings Overlap
HSBH and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HSBH or VTI?
HSBH has an expense ratio of 0.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, HSBH or VTI?
Over the past year HSBH returned +58.69% vs +21.39% for VTI, so HSBH leads on 1-year performance. Over the longest common window we track (2 years), HSBH annualized +56.62% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, HSBH or VTI?
HSBH has been the more volatile fund at 18.5% annualized versus 15.3% for VTI. Worst drawdown: HSBH -20.7% vs VTI -56.6%.
Should I hold both HSBH and VTI?
HSBH and VTI have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HSBH and VTI?
HSBH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, HSBH or VTI?
HSBH yields 2.38% while VTI yields 1.07%, so HSBH currently pays the higher dividend yield.
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