HTAB vs SCHD
HTAB vs SCHD
Hartford Schroders Tax-Aware Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. HTAB offers more diversification with 145 holdings.
Side-by-Side Comparison
| Metric | HTAB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $290M | $103.7B | |
| Dividend Yield | 4.15% | 3.31% | |
| Holdings | 189 | 104 | |
| YTD Return | +0.76% | +24.26% | |
| 1Y Return | +5.79% | +31.38% | |
| 3Y Return (annualized) | +3.49% | +15.08% | |
| 5Y Return (annualized) | +0.58% | +9.72% | |
| Volatility (annualized) | 6.3% | 13.6% | |
| Max Drawdown | -14.8% | -33.4% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Apr 18, 2018 | Oct 20, 2011 |
HTAB vs SCHD Performance
Hartford Schroders Tax-Aware Bond ETF (HTAB) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HTAB returned +5.79% while SCHD returned +31.38%. Year to date, HTAB is up 0.76% versus a gain of 24.26% for SCHD.
Over three years, HTAB compounded at +3.49% per year against +15.08% for SCHD; over five years the annualized figures are +0.58% and +9.72% respectively. Across the full 8-year window we track, SCHD has the edge at +11.39% annualized vs +1.42%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 6.3% for HTAB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for HTAB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HTAB charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, HTAB currently yields 4.15% against 3.31% for SCHD.
Holdings Overlap
HTAB and SCHD share 0 holdings out of 245 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HTAB or SCHD?
HTAB has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, HTAB or SCHD?
Over the past year HTAB returned +5.79% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), HTAB annualized +1.42% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, HTAB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 6.3% for HTAB. Worst drawdown: HTAB -14.8% vs SCHD -33.4%.
Should I hold both HTAB and SCHD?
HTAB and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HTAB and SCHD?
HTAB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 245 unique securities.
Which pays a higher dividend, HTAB or SCHD?
HTAB yields 4.15% while SCHD yields 3.31%, so HTAB currently pays the higher dividend yield.
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