HTAB vs VYM

HTAB vs VYM

Which is better, HTAB or VYM?

Municipal Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHTABVYM
Expense Ratio0.39%0.04%Best
AUM$284M$81.6B
Dividend Yield4.19%2.22%
Holdings174613
YTD Return-1.76%+11.35%Best
1Y Return-0.07%+15.34%Best
3Y Return (annualized)+3.04%+17.22%Best
5Y Return (annualized)+0.04%+12.30%Best
Volatility (annualized)6.3%Best15.2%
Max Drawdown-14.8%Best-35.7%
$10,000 over 5 years$10,020$17,861Best
Fund FamilyHartford FundsVanguard (US)
CategoryFixed IncomeEquity
StyleMunicipal BondLarge Cap Value
InceptionApr 18, 2018Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 19, 2018 to Sep 18, 2026 (8.4 years).

HTAB vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.4 years both funds cover.

HTAB vs VYM Performance

Hartford Schroders Tax-Aware Bond ETF (HTAB) is an ETF from Hartford Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year HTAB returned -0.07% while VYM returned +15.34%. Year to date, HTAB is down 1.76% versus a gain of 11.35% for VYM.

Over three years, HTAB compounded at +3.04% per year against +17.22% for VYM; over five years the annualized figures are +0.04% and +12.30% respectively. Across the full 8-year window we track, VYM has the edge at +10.02% annualized vs +1.09%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 6.3% for HTAB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.8% for HTAB and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.

Fees and Cost Over Time

HTAB charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, HTAB currently yields 4.19% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 124 holdings in HTAB and 557 in VYM, totalling 60.1% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 124 positions we hold weights for in HTAB and 557 in VYM, against full books of 174 and 613.

You are not choosing between two funds in isolation.

Whichever of HTAB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HTABVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HTAB or VYM?

HTAB has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, HTAB or VYM?

Over the past year HTAB returned -0.07% vs +15.34% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), HTAB annualized +1.09% vs +10.02% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HTAB or VYM?

VYM has been the more volatile fund at 15.2% annualized versus 6.3% for HTAB. Worst drawdown: HTAB -14.8% vs VYM -35.7%.

Should I hold both HTAB and VYM?

HTAB and VYM have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HTAB or VYM?

HTAB yields 4.19% while VYM yields 2.22%, so HTAB currently pays the higher dividend yield.

Is VYM better than HTAB?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.