HVAC vs SCHD
AdvisorShares HVAC and Industrials ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | HVAC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.06% | |
| AUM | $15M | $108.7B | |
| Dividend Yield | 0.17% | 3.13% | |
| Holdings | 22 | 104 | |
| YTD Return | +8.59% | +28.63% | |
| 1Y Return | +15.36% | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | 28.6% | 13.7% | |
| Max Drawdown | -24.7% | -33.4% | |
| Fund Family | AdvisorShares Trust | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 3, 2025 | Oct 20, 2011 |
HVAC vs SCHD Performance
AdvisorShares HVAC and Industrials ETF (HVAC) is a ETF from AdvisorShares Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HVAC returned +15.36% while SCHD returned +32.53%. Year to date, HVAC is up 8.59% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
HVAC has been the more volatile fund, with annualized monthly volatility of 28.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.7% for HVAC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HVAC charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, HVAC currently yields 0.17% against 3.13% for SCHD.
Holdings Overlap
HVAC and SCHD share 0 holdings out of 121 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HVAC or SCHD?
HVAC has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, HVAC or SCHD?
Over the past year HVAC returned +15.36% vs +32.53% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), HVAC annualized +24.08% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, HVAC or SCHD?
HVAC has been the more volatile fund at 28.6% annualized versus 13.7% for SCHD. Worst drawdown: HVAC -24.7% vs SCHD -33.4%.
Should I hold both HVAC and SCHD?
HVAC and SCHD have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HVAC and SCHD?
HVAC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 121 unique securities.
Which pays a higher dividend, HVAC or SCHD?
HVAC yields 0.17% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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