HVAC vs VTI

HVAC vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricHVACVTIWinner
Expense Ratio1.00%0.03%
AUM$15M$666.9B
Dividend Yield0.17%1.07%
Holdings223,543
YTD Return+16.09%+14.82%
1Y Return+22.36%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)28.5%15.4%
Max Drawdown-24.7%-56.6%
Fund FamilyAdvisorShares TrustVanguard (US)
CategoryEquityEquity
InceptionFeb 3, 2025May 24, 2001

HVAC vs VTI Performance

AdvisorShares HVAC and Industrials ETF (HVAC) is a ETF from AdvisorShares Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HVAC returned +22.36% while VTI returned +22.43%. Year to date, HVAC is up 16.09% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

HVAC has been the more volatile fund, with annualized monthly volatility of 28.5% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.7% for HVAC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HVAC charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, HVAC currently yields 0.17% against 1.07% for VTI.

Holdings Overlap

2.4%overlap

HVAC and VTI share 16 holdings out of 2792 unique holdings combined, representing a 2.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HVACWeight in VTIDifference
STRL7.81%0.03%7.78%
FIX7.23%0.10%7.13%
APH5.46%0.30%5.16%
GEVProProPro
TTProProPro
CATProProPro
MMMProProPro
AMEProProPro
VRTProProPro
CWProProPro
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Frequently Asked Questions

Which is cheaper, HVAC or VTI?

HVAC has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, HVAC or VTI?

Over the past year HVAC returned +22.36% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), HVAC annualized +29.90% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, HVAC or VTI?

HVAC has been the more volatile fund at 28.5% annualized versus 15.4% for VTI. Worst drawdown: HVAC -24.7% vs VTI -56.6%.

Should I hold both HVAC and VTI?

HVAC and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HVAC and VTI?

HVAC and VTI share 16 common holdings with a 2.4% weight overlap. Combined, they hold 2792 unique securities.

Which pays a higher dividend, HVAC or VTI?

HVAC yields 0.17% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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