HYBI vs VTI
NEOS Enhanced Income Credit Select ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HYBI or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HYBI | VTI |
|---|---|---|
| Expense Ratio | 0.68% | 0.03%Best |
| AUM | $222M | $666.9B |
| Dividend Yield | 8.25% | 1.03% |
| Holdings | 11 | 3,543 |
| YTD Return | +1.10% | +12.57%Best |
| 1Y Return | +2.74% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 3.4%Best | 13.0% |
| Max Drawdown | -4.0%Best | -19.3% |
| $10,000 over 1.9 years | $11,067 | $13,478Best |
| Fund Family | NEOS | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Sep 30, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Sep 30, 2024 to Sep 11, 2026 (1.9 years).
HYBI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
HYBI vs VTI Performance
NEOS Enhanced Income Credit Select ETF (HYBI) is an ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HYBI returned +2.74% while VTI returned +17.22%. Year to date, HYBI is up 1.10% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 3.4% for HYBI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.0% for HYBI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYBI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, HYBI currently yields 8.25% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 3 holdings in HYBI and 2,787 in VTI, totalling 95.1% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 63 days apart, HYBI as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 3 positions we hold weights for in HYBI and 2,787 in VTI, against full books of 11 and 3,543.
You are not choosing between two funds in isolation.
Whichever of HYBI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HYBI or VTI?
HYBI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, HYBI or VTI?
Over the past year HYBI returned +2.74% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), HYBI annualized +5.48% vs +17.01% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HYBI or VTI?
VTI has been the more volatile fund at 13.0% annualized versus 3.4% for HYBI. Worst drawdown: HYBI -4.0% vs VTI -19.3%.
Should I hold both HYBI and VTI?
HYBI and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HYBI or VTI?
HYBI yields 8.25% while VTI yields 1.03%, so HYBI currently pays the higher dividend yield.
Is VTI better than HYBI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.